
Hospital and Surgery Indemnity
No deductibles
Hospital confinement & observation care
ICU confinement
Inpatient doctors visits
Inpatient & outpatient surgery
Outpatient Chemo/Radiation therapy
This policy is “flexible”-you select the benefits that best meet your needs
You select your own hospital or physician
Benefits may be paid directly to you or whomever you assign
All benefits “renew” each policy year
Catastrophic Disease
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Coverage for all hospital charges
Radiology
Chemotherapy/Radiation therapy
Surgery
Nursing and rehabilitation
No network restrictions-choose any hospital, doctor or facility
Benefits for many types of services, in and out of the hospital
This policy has a Renewal safeguard provision
Medicare Supplement Insurance
​We have the lowest rates for most plans
Assistance with Part D coverage
We offer many different supplement plans
Accident
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Hospital room
Emergency room/Urgent care
Intensive care
Physical therapy
Radiology
Surgery
Anesthesia
Pathology
Dental & Vision
No networks. You choose the doctor or dentist you want
Preventative care with no deductibles
Guaranteed renewable
No waiting period for check-ups
Up to $1500 per covered person per year
Eye exams
Lenses, frames and contacts
Outpatient Care
No deductibles or co-pays
Doctor’s visits
Labs
Imaging
Colonoscopies
Mammograms
Ambulance
Emergency room
Prescription drugs
Home Health Care
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No network restrictions or out-of-network penalties
No deductibles or co-pays
In-home health care services
Home health care aide
Home medical equipment
Home doctor’s calls
Emergency room or Urgent care visits
Prescriptions
Dental, eye and hearing exams
Why choose our health insurance plans?
Security
renewal safeguard provision.
You cannot be singled out for rate increases.
The convenience and security of knowing that your agent or the Company is just a phone call away.
First dollar benefits for some preventive care services with no deductible.
Freedom
No pre-authorization, pre-admission, or second opinion requirements.
This is NOT managed care. You choose your own doctor hospital.
Payment direct to you or the provider. You get to choose!